In line with feedback from Ripple CTO David Schwartz, XRP continues to be on the coronary heart of Ripple’s funds system, whilst the corporate highlights its new stablecoin, RLUSD.
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Ripple’s lead tech officer burdened that XRP stays the first bridge asset in cross-border transactions—and that wider use of the XRP Ledger will preserve boosting the altcoin’s utility and worth.
XRP Stays Core To Ripple Funds
In a latest change, an XRP supporter identified that Ripple now mentions RLUSD extra usually than XRP. Schwartz replied that he doesn’t have the precise figures available, however he’s certain that Ripple makes use of XRP excess of every other digital asset for its funds service.
I don’t have the numbers in entrance of me, however I’m fairly certain XRP’s use as a bridge in Ripple Funds dwarfs each different asset.
I feel stablecoins win for collateral use circumstances (unstable collateral is annoying) and edge use circumstances (volatility on the on/off ramps can be…
— David ‘JoelKatz’ Schwartz (@JoelKatz) July 30, 2025
Based mostly on reviews, XRP nonetheless dominates because the bridge forex when shifting cash from one fiat to a different. That position helps establishments ship funds shortly and cheaply, even when market swings would possibly make a stablecoin much less very best.
Ripple launched RLUSD in December 2024 to satisfy demand for worth stability. In line with Schwartz, stablecoins like RLUSD make sense in use circumstances that rely on a hard and fast worth—akin to when companies use crypto property as collateral or enter and exit markets with out risking 5% swings in a single day.
He famous that Hidden Highway, one in every of Ripple’s massive companions that works with over 300 establishments, selected RLUSD as its important collateral asset in Could 2025. That transfer reveals RLUSD’s attraction for stability-focused duties.
Stablecoin Function Versus Altcoin Utility
Schwartz drew a transparent line between the 2 tokens. For duties the place worth predictability issues most, a stablecoin helps keep away from hiccups. However for almost all of funds, he believes a liquid asset like XRP does a greater job—except somebody desires to keep away from threat totally. Holding main digital property can seize upside, and XRP matches that want higher than money, he stated.
Adoption Drives XRP Demand
Trying forward, Schwartz burdened that real-world use of the XRP Ledger will naturally drive extra demand for the crypto. As extra initiatives and establishments faucet into XRPL’s quick transaction speeds and low charges, they’ll want XRP to energy every transfer.
That design makes it more durable to sidestep the coin’s native token than it’s on different networks, the place builders can wrap or bypass the bottom coin totally.
Schwartz’s remarks arrive amid neighborhood worries that XRP is being sidelined in favor of stablecoins. The selection by Hidden Highway to again RLUSD raised eyebrows again in Could 2025.
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XRP’s Use Case
However by highlighting how deeply XRP is woven into XRPL’s mechanics—and reminding buyers that the altcoin’s quantity nonetheless outstrips every other asset in Ripple Funds—Schwartz despatched a transparent message: XRP’s use gained’t fade, whilst stablecoins acquire floor.
Based mostly on these feedback, Ripple seems to be taking a two-pronged method: use RLUSD the place worth stability is crucial, and depend on XRP for its confirmed liquidity and built-in position on the ledger.
That technique might assist preserve each tokens busy in numerous elements of the crypto economic system, making certain XRP stays related whilst new merchandise emerge.
Featured picture from Unsplash, chart from TradingView
