Fold, a Bitcoin-first monetary companies firm, announced immediately that it’s tapping Stripe and Visa to energy its forthcoming Fold Bitcoin Credit score Card™, a product designed to make Bitcoin accumulation so simple as swiping a card.
The partnership pairs Stripe’s infrastructure with Visa’s international funds community, combining scale, reliability, and safety with a rewards system denominated fully in Bitcoin.
A ‘Bitcoin-only’ rewards card
The cardboard, which is about to launch later this yr, gives as much as 3.5% again in Bitcoin on each buy, with a flat 2% again immediately and a further 1.5% for customers who repay their stability via a Fold Checking Account.
As well as, cardholders can earn as much as 10% again at prime retail manufacturers equivalent to Amazon, Goal, Residence Depot, Starbucks, and Uber via the Fold rewards community. In contrast to many crypto-linked rewards playing cards that juggle tokens, staking tiers, or change accounts, Fold is positioning its product as ‘Bitcoin-only, easy, and clear.’
Fold first announced its bank card developments again in February of 2025.
From a shopper perspective, the Fold card might make Bitcoin accumulation simpler and fewer intimidating. As a substitute of navigating exchanges, wallets, and personal keys, customers earn Bitcoin passively as they spend on atypical purchases.
This “earn first, be taught later” method has already confirmed efficient in onboarding newcomers to Bitcoin, and the cardboard’s simplicity might additional increase adoption.
“Our bank card gives clear and compelling worth and makes Bitcoin simply accessible to everybody,” mentioned Will Reeves, CEO and founding father of Fold. “It’s easy sufficient for somebody new to Bitcoin, however constructed with the transparency and management early adopters anticipate.”
For Fold, the transfer represents a end result of years of labor integrating Bitcoin into on a regular basis finance. The corporate first gained traction with its Bitcoin rewards debit card, gift card, and purchasing app.
Now, with Stripe and Visa behind its new bank card, Fold seems able to deliver Bitcoin rewards to a broader viewers.
Trade companions echoed this optimism.
“Our new shopper Issuing product is designed precisely for this goal: to energy clients like Fold that need to introduce new merchandise to the market with out the complexities of managing their very own program,” mentioned Sateesh Kumar Srinivasan, Head of Cash Administration Product at Stripe.
Cuy Sheffield, Visa’s Head of Crypto, framed the launch as a part of a broader pattern. “Fold’s Bitcoin rewards, paired with Visa’s scale and safety, give shoppers a secure, easy solution to earn bitcoin as they store,” he mentioned.
Fold is betting that the prospect of stacking Bitcoin will resonate with shoppers. If the cardboard succeeds, it might mark a brand new chapter for Bitcoin adoption, one the place incomes and saving Bitcoin turns into as routine as shopping for groceries or paying for a journey dwelling.
